How to pay at your own pace with Affirm?
Step 1: Shop your products and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.
Step 2: Select the payment schedule that works for you, then confirm your loan.
Step 3: Make easy monthly payments. Download the Affirm app or sign in at affirm.com. Affirm will send you email and text reminders so you never miss a payment.
Give more information on how rates work?
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by lending partners: affirm/com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law License. For licences and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
Can I pay for my purchase in installments?
Yes, we’ve partnered with Affirm so you can pay for your purchase with a monthly payment plan. Just select Affirm on the billing page of checkout to complete your purchase through their services. Purchase must be above $250.00 to qualify for Affirm. Affirm is not currently available in Iowa or West Virginia due to state regulations.
When will I be billed by Affirm?
The first payment will be payable 30 days after Wisteria has processed the transaction. The transaction will be processed when at least one item in an order is ready for shipment.
Does Affirm require a down payment?
Sometimes. Affirm maintains a financing maximum of $20,000 per individual and therefore isn’t always able to approve financing for the full amount of a purchase. If the full amount of the purchase is not eligible for Affirm, you will have the option of using a debit or credit card to pay for the rest of your purchase with Affirm. This down payment amount cannot be changed.
How do I change an order that was placed through Affirm?
Affirm orders may have special restrictions with regard to changes, cancellations and returns. Please visit Affirm’s Return & Refunds page for more information.
Can I place an order with Affirm over the phone or in store?
No. Affirm orders can only be placed on our website.
I’d like more information related to Affirm, customer eligibility, and orders where should I go?
Visit www.affirm.com/help.