How to pay at your own pace with Affirm?

Step 1: Shop your products and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision. 

Step 2: Select the payment schedule that works for you, then confirm your loan. 

Step 3: Make easy monthly payments. Download the Affirm app or sign in at Affirm will send you email and text reminders so you never miss a payment.

How does the current 0% APR offer work?

Your rate will be 0% APR or 10-30% APR based on credit, and is subject to an eligibility check. This promotion is only running till May 17, 2021. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

Shop now, pay later. Bring home what you love now and pay with easy monthly installments by Affirm.

Can I pay for my purchase in installments?

Yes, we’ve partnered with Affirm so you can pay for your purchase with a monthly payment plan. Just select Affirm on the billing page of checkout to complete your purchase through their services. Purchase must be above $250.00 to qualify for Affirm. Affirm is not currently available in Iowa or West Virginia due to state regulations.

When will I be billed by Affirm?

The first payment will be payable 30 days after Wisteria has processed the transaction. The transaction will be processed when at least one item in an order is ready for shipment.

Does Affirm require a down payment?

Sometimes. Affirm maintains a financing maximum of $17,500 per individual and therefore isn’t always able to approve financing for the full amount of a purchase. If the full amount of the purchase is not eligible for Affirm, you will have the option of using a debit or credit card to pay for the rest of your purchase with Affirm. This down payment amount cannot be changed.

 How do I change an order that was placed through Affirm?

Affirm orders may have special restrictions with regard to changes, cancellations and returns. Please visit Affirm’s Return & Refunds page for more information.

 Can I place an order with Affirm over the phone or in store?

No. Affirm orders can only be placed on our website.

 I’d like more information related to Affirm, customer eligibility, and orders where should I go?